How it works

Start with the bet, then the chance, then the price.

What is a spread?

A spread gives one team a head start and the other a handicap. 49ers −2.5 means they must win by at least 3 points; Falcons +2.5 wins if Atlanta wins or loses by only 1 or 2.

49ers −2.5 · Final: 24–21 → bet wins

What is a total?

A total is a bet on the two teams’ combined score, also called over/under. Over 44.5 needs at least 45 combined points; Under 44.5 needs 44 or fewer.

Over 44.5 · Final: 24–21 → 45 points → bet wins

What is a moneyline?

A moneyline is a bet on who wins, without a score handicap. In soccer, a three-way market includes the draw: a team-to-win bet loses if the match ends tied.

Falcons to win · Final: Falcons 21, 49ers 20 → bet wins

How to read American odds

Negative odds show what you stake to win $100: −110 means risking $110 for $100 profit. Positive odds show profit on a $100 stake: +150 returns $150 profit, plus your stake, if you win.

Stake $100 at −110 → $90.91 profit · at +150 → $150 profit

What expected profit means

At −110, you need to win about 52.4% of bets to break even. If our estimate is 56%, a $100 bet has about +$6.91 expected profit over many similar bets, not a promise about this one.

56 wins × $90.91 − 44 losses × $100 ≈ $691 over 100 bets

Why an underdog can be our pick

A pick below 50% wins less often than not. A bigger payout can still make it worthwhile over many similar bets. At +220, the break-even chance is 31.25%; an estimated 34% clears that, even though most individual bets lose. Estimates can be wrong. This is not guaranteed profit.

34 wins × $220 − 66 losses × $100 = $880 estimated profit over 100 bets

Why we sometimes say no bet

A likely winner can still be a poor bet if the price is too expensive. We say no bet when estimated profit does not reach our shared qualifying threshold.

60% chance at −200 → expected profit −$10 per $100 → no bet

Bet responsibly

For adults 21+ only. Set money and time limits before betting, never chase losses, and never stake money you need for bills.

Need support? Call 1-800-GAMBLER · It’s always okay not to bet